Elizabeth (Liz) Gnoinski
Principal Broker - M14000954
Tel: 519-755-1904 | Cell: 519-755-1904 | Fax: 888-755-9641
We handle some of the most Challenging and Complex Residential and Agriculture mortgages in Ontario. Read about some of the challenging files we have worked on to see how we can help you. We think OUTSIDE OF THE BOX to find a solution to help you, for your particular situation.
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Ms. B was an older single lady who had a reverse mortgage on her Condo and a second mortgage. She reached out to Elizabeth at Boss Mortgages The Mortgage Centre for advice. We were happy to find a mortgage product to suit her needs and Ms. B is now very, very happy.
It is an incredibly tough time to purchase a home as a first time home buyer as everyone will agree. A.D. S. was no exception. He looked and looked and looked and offered and offered and offered and in the end he kept getting out bid on home after home after home. A new approach was necessary. Boss Mortgages The Mortgage Centre thinks outside of the box, ethically, honestly and within the guidelines. We were able to add other family members to title and secure a new home for A.D. S. A proud new home owner. We are very pleased.
Farmer Mr. & Mrs. J. P. contacted Elizabeth to find a new private mortgage at a better interest rate. After receiving their application and analyzing it, she explained to them that they could easily go back with a bank and did not need to continue with a private mortgage. So that's what they did. Their mortgage was placed back with a financial institution at a much better interest rate saving them money. If you can climb back up the ladder, Elizabeth will help you do that, as that is the ultimate goal. Elizabeth and the Boss Mortgages The Mortgage Centre Agents, will get you back with a bank if at all possible. Sometimes it may take a few years but we will get you there.
Sometimes banks will squeeze you out if you are showing repeated losses on your books. When that happens, we work with our clients to find them an alternative lender because all financial institutions lend on cash flow. If you are not showing enough money to support a large mortgage, no financial institution will lend to you. Elizabeth is an Agriculture Specialist and works with large dairy farms, beef farms and large cash croppers across Ontario when this happens. Elizabeth then continues to work together for the next 1 to 3 years to get your books back in order so that your mortgage can be placed back with a financial institution or you may decide to sell your farm or find an alternative solution. But we work together to find an immediate solution and a long term solution. Large farms can be quite complex and challenging when there are many properties involved. That's why farmers across Ontario work with and trust Elizabeth to get it done.
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Whether you are first-time buyer or an experienced buyer with excellent credit, The Mortgage Centre has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Learn MoreThrough training and certification, we have a good understanding of available products, features, and rates. We are here to keep your mortgage moving forward with our Mortgage Market technology, we have electronic access to various major lenders in Canada, so you’re not tied to one lender or one type of mortgage.
Learn MoreWe understand that mortgages can be confusing and intimidating. To help demystify the process, The Mortgage Centre provides a glossary and a variety of free calculators to assist you in researching, and planning your mortgage.
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